Mom does a lot.  Cook, maid, nurse, mediator of conflicts (especially in my house growing up).  Chauffeur.  CFO. 

I saw an article a couple years ago that said if you paid a stay home mother of 2 prevailing wage for each of the things that she did from cleaning the bathroom to shopping to watching the kids, it would be $100,000 a year.  So the next overly arrogant husband who brings home the paycheck and says “we don’t need to put insurance on her because she doesn’t earn anything” better think twice: average mom spends 39 hours a week taking care of children.  Literally a full time job in addition to the other stuff.  So protect the most important person in the children’s life, buy the life and disability insurance on Mom.

And I love you mom!