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Class of 2020

June 29, 2020 by Head Geek

2020 is nothing like what we expected, and those who have graduated this year are experiencing an unprecedented entrance into adulthood.

Please invest the 35 minutes to allow me to help you in this transition and get on the right path for your journey.

Joe Templin-19-2
Class of 2020, I salute you!

Filed Under: The Blog Tagged With: 401, 401k, anxiety, arbitrage, budget, career, career fest, corona, covid-19, dark humor, debt, Disability Insurance, facebook, google, grad, graduate, graduation, invest, joe templin, monetary, money, Pickle Rick, Roth, roth ira, save, spend, stress, student loans, tattoo, templin, Tiger King

2019 Grad Talk: Financial Mistakes

June 18, 2020 by Head Geek

Financial Mistakes Talk from 2019 Grad Career Fest

I was asked to do a talk for a virtual career fair last year. The messages are still the same and will help those transitioning from college to work handle student loans, savings, and basic risk management.

Filed Under: The Blog, Uncategorized Tagged With: 2019, anxiety, budget, career, career fair, career fest, debt, Disability Insurance, financial mistakes, grad, marriage, retirement, risk management, rule of one half, saving, stockdale paradox, student loans, templin, trillion, unique minds

Bad Grads

June 5, 2017 by Head Geek

Just because the average new college graduate this year will have over $30k in student loan debt does not make them bad.
The fact that they have no clue how to repay it effectively, nor the $10k+ of consumer debt, is bad.
That is why you should get your grad a copy of “Financial Mistakes of Young Americans” (available on this site or at Amazon) because the section “The 10 Minute Debt Plan” will show the most mathematically efficient way to pay down the debt, and give your grad a PLAN so they feel good about what they are doing.
The book also has a bunch of other valuable info to help them out, so splurge and spend the ten bucks to give them the guidance that they didn’t get in school.

Filed Under: The Blog Tagged With: Amazon, budget, debt, financial mistakes, grad, loans

Disability Insurance Awareness Month

May 31, 2017 by Head Geek

May was Disability Awareness Month.
If you are the only one dependent on you, Disability Insurance (DI) is the bedrock of your financial plan. If you have no income, you can’t save. Or invest. Or anything.
DI is dirt cheap. If you use your brain for your living, you can supplement employer paid DI for less than the cost of a couple beers per month. Not even good beers!
So contact your financial advisor and discuss DI.
Don’t have one? Contact me and I will introduce you to one.

Filed Under: The Blog Tagged With: DI, disability, financial plan, income

Anniversary

September 5, 2016 by Head Geek

21 years ago today I started in the financial services.  Back then there were no Roth IRA’s, Long Term Care insurance basically didn’t exist.  Banks and insurance and investments were all separate, email was barely used and no texting.

Filed Under: The Blog Tagged With: insurance, Roth

Code fix

August 10, 2016 by Head Geek

If you have the special friends code for purchases, insert a”/” after the first “e” in your code because of some weird bug.

Filed Under: The Blog, Uncategorized

Available on Kindle Soon

July 27, 2016 by Head Geek

Hopefully early next week, both “Do You Want To Make MDRT, Or Not?!” and “Financial Mistakes of Young Americans” will be available on Amazon Kindle.

Filed Under: The Blog Tagged With: Amazon, books, financial mistakes, Kindle, MDRT, young americans

Vacation Planning

July 25, 2016 by Head Geek

Average Young American spends more time planning their next vacation than their entire financial future each year.

Take some time, sit down (maybe with a nice cold hopped beverage)and figure out where you want to be in five years.  And ten years.  and 20, and 30 and 40.

Then start getting together your plan to get there.

Filed Under: The Blog Tagged With: planning, vacation

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